Transactions labeling

Schema

Category value is returned in the tag field.

Dictionary

The dictionary is a living document and will continue to evolve over time. New entries may be added, and existing ones may be modified as the business and analytical needs develop.

Category dictionary:

• income:salary - employment contract
• income:bonus - bonus
• income:freelance:contract - civil law contracts
• income:freelance:b2b - B2B
• income:rental - rental income
• income:invoicing - income from invoices
• income:pension - pension
• income:other - other or unrecognized income
• income:bond - bonds / securities
• income:dividend - dividends
• income:gains - investment gains
• income:crypto - cryptocurrencies
• income:inharitance - inheritance
• income:donation - donation
• income:interest - bank account interest
• benefit:social:state - general social benefits, e.g. social assistance
• benefit:social:agricultural - social insurance for farmers
• benefit:child - child benefit (500+)
• benefit:unemployment - employment office benefits
• benefit:alimony:direct - alimony paid directly by the obligated person
• benefit:alimony:fund - alimony fund
• benefit:housing - housing subsidies
• benefit:health - health reimbursements
• benefit:pension - pension / retirement benefits
• benefit:grant - grants
• benefit:other - other or unrecognized benefits
• refund - refund
• refund:tax - tax refund
• refund:merchant - store / e-commerce refund
• refund:cashback - cashback
• compensation:insurance - insurance refund
• compensation:claim - loan return, correction, complaint
• compensation:damages - compensation from court judgment
• lending:mortgage - mortgage loan
• lending:loan - consumer loan
• lending:microloan - payday loans
• lending:non_bank_loan - non-bank financial institution loans
• lending:leasing - leasing
• lending:factoring - factoring
• lending:repayment:on_time - loan repayments
• lending:repayment:card - credit card repayment
• lending:repayment:late - delayed repayments
• transfer:investment_ops - deposit/withdrawal from investment/deposit account
• transfer:savings - deposits/withdrawals from savings account
• transfer:bank - bank transactions
• transfer:bank:fee - fees
• transfer:bank:commission - commissions
• transfer:own - between own accounts
• transfer:foreign - foreign transfers
• transfer:foreign:fx - currency exchange
• transfer:domestic - domestic transfers
• transfer:domestic:provider - transactions via online payment provider
• transfer:domestic:express - e.g. BLIK
• transfer:domestic:card - card transactions
• transfer:atm - ATM transactions
• transfer:atm:deposit - ATM deposits
• transfer:atm:withdrawal - ATM withdrawals
• transfer:overdraft - overdraft transactions
• transfer:overdraft:withdrawal - overdraft usage
• transfer:overdraft:repayment - overdraft repayment
• transfer:verification - identity verification transactions
• transfer:other - other transfers
• housing:rent - rent
• housing:maintenance - maintenance / renovations
• bills - bills
• bills:electricity - electricity
• bills:heating - heating
• bills:gas - gas
• bills:water - water
• bills:internet - internet, TV
• bills:phone - phone
• bills:waste - waste disposal
• bills:multidistributor - multi-utility provider
• bills:other - other fees
• bills:streaming - Netflix, HBO, Spotify
• shopping - shopping
• shopping:groceries - groceries
• shopping:clothing - clothing
• shopping:electronics - electronics
• shopping:homegoods - home goods
• shopping:cosmetics - cosmetics
• shopping:jewelry - jewelry
• shopping:sports - sports accessories
• shopping:press - press
• shopping:press:books - books and newspapers
• shopping:press:magazines - magazines
• shopping:online - online games
• shopping:multibrand - multi-brand retail chains
• shopping:other - other
• shopping:ecommerce - e-commerce
• shopping:tobacco - tobacco expenses
• shopping:alcohol - alcohol expenses
• shopping:pets - pet expenses
• shopping:flowers - florists
• shopping:children - expenses related to children
• transport - transport
• transport:fuel - fuel
• transport:taxi - taxi, uber etc.
• transport:parking - parking
• transport:highway - highways
• transport:repair - service, repairs
• transport:public - public transport
• transport:other - other
• food:restaurant - restaurants
• food:bar - pubs, bars
• food:delivery - take-away / food delivery
• travel - travel
• travel:ticket - tickets
• travel:hotel - hotels, apartments, campsites
• travel:agency - organized holidays
• travel:bussiness - business trips
• travel:other - other travel
• leisure - leisure
• leisure:entertainment - cinema, theatre tickets
• leisure:sports - sports events tickets
• leisure:others - other leisure
• health - health
• health:doctor - doctor
• health:dentist - dentist
• health:pharmacy - pharmacy
• education - education
• education:tuition - tuition, schools
• education:course - courses, training
• education:books - books, textbooks
• education:scholarship - scholarships and educational grants
• insurance - insurance
• insurance:car - car insurance
• insurance:life - life insurance
• insurance:home - home insurance
• insurance:other - other insurance
• insurance:travel - travel insurance
• insurance:indemnity - indemnity insurance
• tax - tax
• tax:property - property tax
• tax:income - includes all personal income taxes
• tax:income:monthly - monthly personal income tax
• tax:income:quartaly - quarterly personal income tax
• tax:income:b2b - business income tax (B2B)
• tax:vat - value-added tax (VAT)
• tax:vat:monthly - monthly VAT
• tax:vat:quartaly - quarterly VAT
• tax:social - social contributions
• tax:corporate - includes all corporate income taxes
• tax:corporate:monthly - monthly corporate income tax
• tax:corporate:quartaly - quarterly corporate income tax
• tax:other - other taxes
• tax:transfer_tax - civil law transaction tax
• tax:agricultural - agricultural social insurance
• tax:penalty - fines, interest, tax penalties
• services:legal - lawyer
• services:accounting - accountant
• services:repair - repairs
• services:cleaning - cleaning
• services:delivery - delivery, couriers
• services:other - other
• gambling - gambling
• gambling:betting - sports betting
• gambling:lotteries - lotteries
• gambling:casinos - casinos
• gambling:other - other
• donations:charity - public benefit organization
• donations:ngo - non-governmental organizations
• donations:other - other
• debt - debt
• debt:private - private debt collection
• debt:public - public institution debt collection
• debt:public:tax - tax office debt collection
• debt:public:social - social insurance (ZUS) debt collection
• debt:court - court, bailiff, or enforcement costs
• debt:other - other
• other:monthly - recurring monthly transactions with similar title, date, and amount
• other:uncategorized - uncategorize